wealthAPI has officially become a new member of Bitkom, the Federal Association for Information Technology, Telecommunications, and New Media, which serves as the premier digital industry representative in Germany. By taking this strategic step, the company is intensifying its professional exchange within the digital economy and will henceforth play an active role in the association’s specialized working groups.

Focus on the FinTech and AI Working Groups

As part of its membership, wealthAPI will primarily engage in the FinTech and AI working groups. The objective of this collaboration is to remain closely aligned with the practical application of technological advancements in financial data infrastructure, as well as the evolving regulatory requirements governing Open Finance and AI-driven applications.

Industry Insights: The Bitkom FinTech Study 2025 and the Role of AI in Financial Architecture

With its latest publication, “FinTechs as Drivers of Innovation – The Bitkom FinTech Study 2025“, Bitkom has presented a comprehensive and profound analysis of Germany as a financial hub. The findings illustrate a sector currently undergoing a phase of strategic consolidation while simultaneously setting the technological course that will define the industry for years to come.

A particularly noteworthy aspect is the thoroughness with which the study identifies both opportunities and challenges for FinTech companies; we are pleased that wealthAPI contributed its specialized expertise as part of this investigation.

One central finding of the study reveals that 73% of the surveyed companies believe Artificial Intelligence will have a massive impact on the market over the next five years, establishing AI as the most significant driver of innovation across the entire industry.

Our Chief of Staff, Ulrike Czekay, contextualizes this potential within the study as follows:

The analysis underscores the necessity of interweaving technological innovations like AI with regulatory frameworks and standardized interfaces (Open Finance). Scalable solutions that offer genuine value to end customers can only be developed through the combination of high-quality data refinement and reliable access to investment data.”

We would like to thank the initiators at Bitkom e.V. and all participating experts for this valuable assessment, which provides crucial momentum for modernizing supervisory practices and strengthening Germany’s position as a competitive business location.