WEALTHAPI DATA
Wealth data
that arrives
production-ready.
wealthAPI normalises heterogeneous banking and brokerage data from over 3,500 bank connections into structured, validated datasets – ready to integrate into existing systems. This reduces integration effort from months to weeks and provides the data foundation on which AI-powered financial products actually work.
What data does wealthAPI deliver?
All data categories are normalised, enriched with master data, and delivered as a structured dataset.
Portfolio data & securities
Real-time positions from every depot - in one schema, with performance, allocation and ESG tags.
- Includes
- Stocks ETFs Funds Bonds Certificates Derivatives
- Enrichment
- ISIN, quantities, price, fees, corporate actions (splits, mergers, dividends)
- Use case
- Portfolio tracking, portfolio analysis, portfolio optimisation
- Industries
- Banks, brokers, wealth managers, finance portals, finfluencers, online platforms
Payment accounts
Accounts, cards and cashflow - categorised, with detected subscriptions in one schema.
- Includes
- Checking Credit cards Savings Subscriptions Loans
- Enrichment
- Transaction categorisation, cashflow analysis, subscription detection, AML monitoring, remaining-term forecast
- Use case
- Budget planner with automatic spending categorisation and cashflow forecasting
- Industries
- Banks, brokers, wealth managers, finance portals, finfluencers, online platforms
Cryptocurrencies
Holdings from centralised and decentralised exchanges - alongside securities on equal footing.
- Includes
- Bitcoin Ethereum 1,000+ more coins
- Enrichment
- Master data, historical prices, performance tracking
- Use case
- Total wealth view showing crypto alongside securities and bank accounts on equal footing
- Industries
- Banks, brokers, wealth managers, finance portals, finfluencers, online platforms
Real estate & Tangibles
Illiquid assets with valuation logic - integrated into the total portfolio.
- Includes
- Real estate Precious metals Tangibles
- Enrichment
- Valuation logic, asset classification, integration into total portfolio
- Use case
- 360° wealth view showing illiquid assets alongside depots and bank accounts on equal footing
- Industries
- Banks, brokers, wealth managers, finance portals, finfluencers, online platforms
Contract data
Replaces the physical file folder: all contracts and subscriptions at a glance - paperless and digital.
- Includes
- Insurance Retirement savings Telecoms Streaming Memberships & Subscriptions
- Enrichment
- Contract structure, terms, premiums
- Use case
- Wealth advisory with automatic contract analysis for regulated advisory processes
- Industries
- Banks, brokers, wealth managers, finance portals, finfluencers, online platforms
How we process financial data
Four steps from raw data import to finished analysis - normalised, enriched, and ready to integrate.
Data import
Raw data is imported via our brokerage APIs and banking connections - from over 3,500 sources, ranging from neobroker APIs to traditional banks.
How processed financial data helps your customers
Four ready-to-use analytics modules built on our processed data foundation - directly integrable into your banking application.
-
Cashflow Analyzer
Automatic categorisation of account transactions, budget vs. actual comparison, and visual reporting for your end customers.
Learn more -
Dividend Planner
Projected distributions at portfolio level, historical dividend history, and tax-relevant data per position.
Learn more -
Contract Analytics
AI-powered detection and classification of ongoing contracts and subscriptions directly from transaction data.
Learn more -
Product Recommendations
Data-driven recommendation engine for financial products - contextual, regulatory compliant, and in real-time.
YouTube Preview
Data Stream
Let data flow together
Your customers demand consistent data across all solutions.
That's why we offer "Bring Your Own Data" for various data classes: you have the option to integrate your own data and data sources seamlessly via API.
Your data is clearly separated and visible only to your users!
Investment Data under the Financial Data Access Regulation
We help your institution become "FiDA-ready". Under the Financial Data Access Regulation (FiDA), you will be required to provide financial data to authorised third parties. wealthAPI brings years of experience designing and building investment-data interfaces through our smart …
… wealthAPI FiDA Middleware – APIs
These companies already work
with wealthAPI
Our innovative solutions have convinced numerous clients from the financial industry since 2023. Whether financial platforms, finfluencers, banks, publishers, asset managers or family offices - our technology is in use wherever efficient and flexible solutions are needed.
Security is our top priority
Data is the most valuable currency of our time
Protecting your client data is our highest priority. As a BaFin-regulated account information service, we operate according to German banking security and data protection standards. Our internal processes are continuously audited for compliance and security. Learn more
Ready for an offer?
Then contact our sales team directly.
After submitting this contact form, our sales team will contact you as soon as possible and send you an offer presentation by email.