Complete overview of income, expenses and recurring costs.
wealthAPI analyses account transactions, detects contract patterns and delivers structured cashflow data — directly integrable via API. Fintechs and banks use Banking Insights to give their users a complete overview of income, expenses and recurring financial obligations.
BANKING INSIGHTS · MODULE
Two modules, one complete financial picture
Cashflow Analysis
Structured tracking of income and expenses
- Automatic detection of regular vs. irregular transactions
- Expense categorisation with outlier correction
- Period view: monthly, quarterly, custom
- Visualisation as pie chart or Sankey diagram
- Alert on above-average spending
- Historical data up to 2 years (bank-dependent)
Contract Analysis
Detecting and managing recurring expenses
- Automatic detection of insurance policies, subscriptions and contracts
- Detail view: provider, payment history, rate evolution, contract ID
- Cancellation deadlines as traffic-light indicator
- Annual expense forecast based on past payment intervals
- Filter by category and time period
- Inline row editing available
Together, both modules provide a complete overview of a user's financial structure.
These companies already work
with wealthAPI
Our innovative solutions have convinced numerous clients from the financial industry since 2023. Whether financial platforms, finfluencers, banks, publishers, asset managers or family offices - our technology is in use wherever efficient and flexible solutions are needed.
Security is our top priority
Data is the most valuable currency of our time
Protecting your client data is our highest priority. As a BaFin-regulated account information service, we operate according to German banking security and data protection standards. Our internal processes are continuously audited for compliance and security. Learn more
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