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ISO 27001 certification: Why information security is non-negotiable for financial service providers

Open Banking and API-based business models have fundamentally changed how financial data is aggregated, processed, and used. The technical possibilities are impressive—but they come with a core…


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Those Who Don’t Invest in the Customer Interface Today Will Lose the Customer Tomorrow

The Silent Shift: Banks and the Question of Relevance in Digital Financial Life Customers' current accounts, loans and brokerage portfolios are often held at different institutions - which means…


The Smart Compliance Assistant: How Technology Relieves Human Expertise and Minimizes Errors

In the compliance departments of financial institutions, the main focus is often on administrative tasks. Manually tracking employee trading, reconciling documents, and requesting information ties up…


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Between Regulation and Reality: Why Investor Questionnaires Are an Opportunity

"How much money do you want to invest? What is your risk appetite? What experience do you have with securities?" – Every investor in Germany knows these questions from investor questionnaires. They…


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The EU AI Act for Fintechs and Banks: Obligations, Risks, and Compliance Steps

The financial sector has always been a pioneer in the use of data and algorithms; now it is becoming the touchstone for European AI regulation, because hardly any other industry utilizes data-driven…


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wealthAPI at the Digital Finance Conference in Berlin

On November 18th, Bitkom (Germany's digital association) and Payment & Banking (a leading media platform for the payment and banking industry) jointly hosted the inaugural Digital Finance…



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